You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Terms of Service for AAII Insights (insights.aaii.com)
Last updated: May 23, 2025
Welcome to AAII Insights (
), a Substack publication operated by the American Association of Individual Investors (“AAII,” “we,” “us,” or “our”). By subscribing to or accessing content on this site, you agree to the following terms:
1. Subscription and Access
AAII Insights is a paid digital newsletter designed to provide educational content, market analysis, and research insights for individual investors. Content is delivered via email and hosted on the insights.aaii.com website. Subscription fees are billed in advance and grant access for the stated subscription period.
2. Refund Policy
Subscribers are eligible for an automatic refund within 7 days of purchase. Beyond this 7-day period, no refunds will be issued. All requests must be made through your Substack account settings or by contacting support via members@aaii.com.
3. Intellectual Property
All content, including but not limited to articles, images, and subscriber emails, is the property of AAII and is protected under applicable copyright and trademark laws. You may not reproduce, distribute, or exploit this content without express written permission.
4. Use Restrictions
You agree not to:
Share subscriber-only content with non-subscribers.
Attempt to access the site in a manner intended to circumvent paywalls or restrictions.
Use the site for commercial resale or redistribution.
5. Disclaimers and Limitation of Liability
AAII Insights is intended for educational purposes only and does not constitute investment advice. We do not guarantee the accuracy or completeness of any information provided and are not liable for any actions taken based on the content.
6. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Continued use of the site following any changes constitutes acceptance of the revised terms.
7. Contact
For questions regarding your subscription, content access, or these terms, please contact us at:
Email: members@aaii.com
Mailing Address: AAII, 625 N. Michigan Ave., Suite 1720, Chicago, IL 60611