The Many Layers of Your 401(k) Plan

Understanding the complexities of how your 401(k) savings are managed can help you make more informed retirement planning decisions.

• How 401(k) contributions move from your paycheck through recordkeepers, custodians, investment managers and financial markets

• The roles of trustees, custodians and investment managers, plus how fees affect retirement savings

• The regulatory safeguards protecting 401(k) assets, including government and regulatory agency oversight