American Association of Individual Investors

American Association of Individual Investors

Steadily Building Wealth Through Dollar-Cost Averaging and Value Averaging

The discipline of investing regularly over extended periods regardless of market conditions can offer significant long-term benefits.

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AAII
Nov 11, 2025
∙ Paid
  • Comparison of dollar-cost averaging and value averaging as disciplined long-term investing strategies

  • Explanation of how each method adjusts investments to market conditions and reduces timing risk

  • Guidance on implementing, maintaining and automating averaging strategies for consistent wealth accumulation over time

Dollar-cost averaging and value averaging are long-term investing strategies for accumulating wealth regardless of market conditions. Both strategies lead you to purchase more shares when prices are low and fewer shares when prices are high, reducing the timing risk of purchases.

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