American Association of Individual Investors

American Association of Individual Investors

Do Low Volatility Funds Offer Smoother Rides Through Rough Markets?

Low volatility funds aim to reduce risk and deliver stronger results during market downturns or periods of slowing economic growth.

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AAII
Sep 15, 2025
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  • Overview of low volatility strategies used by funds, including benefits and limitations for investors

  • Comparison of active versus passive management, tax implications and capture ratios

  • Key risks cover concentration exposure and underperformance during rising markets

Roller coasters, with the anticipation felt during the slow climb up and the trepidation felt during the fast descent, are a common metaphor for market volatility. With monetary policy in flux and macroeconomic uncertainty running high, many investors are on the defense these days and turning to strategies that aim to provide stability without giving up long-term growth potential.

The objective of low volatility mutual funds and exchange-traded funds (ETFs) is to reduce risk and deliver stronger results during market downturns or periods of slowing economic growth. While these funds can help reduce overall volatility over longer time frames, they do not perform well in all market conditions.

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